FCRA 101: Documents for Inaccuracy, ID Theft and Mixed File Cases- TL

Are you new to the FCRA? Do you want to know how to set up your practice so that you can be ready to file your first FCRA claim? 

This introductory presentation covers how to identify and gather key documents for building Fair Credit Reporting Act cases under §§1681e(b), 1681i, and 1681s-2(b). It will focus on obtaining records to help clients uncover the source(s) of inaccuracies, highlight useful dispute-supporting documents, and address common pitfalls and early red flags in potential cases. 

What You Will Learn
•    What is the difference between a “consumer report” (AKA “credit report”) and a file disclosure (and why it matters)
•    What are the different types of consumer reports 
•    How to obtain copies of consumer reports and file disclosures
•    What methods to avoid when obtaining “credit report” information
•    What documents to use for due diligence (and as support in dispute letters)
•    What are common “Red flags” that are almost always present in the early stages of screening a case